Karen J. Todd MA, LPC
Mental Health Counselor
She is located at 1106 West Culver Street in Phoenix, AZ 85007. Can help patients with the following: Anger Management, Career Counseling, Dialectical Behavior Therapy (DBT), Gender Identity, Obsessive Compulsive Disorder (OCD), Stress. Her National Provider Identifier (NPI) number is 1235259813. Appointment can be made via the phone number (602) 252-8716.
Conditions treated
Karen J. Todd, being an mental health counselor, treats the following conditions. Please be advised that this list may not be complete. For the full list of conditions treated, consult directly with Karen J. Todd.
- Anger Management
- Anxiety
- Attention-Deficit/Hyperactivity Disorder (ADHD)
- Career Counseling
- Child Abuse
- Compassion Fatigue
- Depression
- Dialectical Behavior Therapy (DBT)
- Family Conflict
- Gender Identity
- Grief
- Isolation
- Life Transitions
- Loss, Grief, and Bereavement
- Mental Illness
- Obsessive Compulsive Disorder (OCD)
- Online Therapy
- Parenting
- Posttraumatic Stress Disorder (PTSD)
- Rape and Sexual Assault
- Relationship Issues
- School Issues
- Self-Esteem
- Spirituality and Religion
- Stress
- Trauma
ACA Marketplace (Obamacare/HealthCare.gov) plan networks
Insurers selling ACA Marketplace (HealthCare.gov) plans list Karen J. Todd as in-network for the following 2026 plans.
Health plans
Cigna HealthCare of Arizona, Inc
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 16 plans from Cigna HealthCare of Arizona, Inc
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Connect Bronze 7400 Indiv Med Deductible | HMO · Bronze | Preferred | Accepting new patients |
| Connect Bronze 9500 Indiv Med Deductible | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Connect Bronze CMS Standard | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Connect Bronze SoAZ 4000 Indiv Med Deductible | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Connect Bronze SoAZ 6300 Indiv Med Deductible | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Connect Bronze SoAZ CMS Standard | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Connect Gold 2500 Indiv Med Deductible | HMO · Gold | Preferred | Accepting new patients |
| Connect Gold CMS Standard | HMO · Gold | Preferred | Accepting new patients |
| Connect Gold SoAZ 2500 Indiv Med Deductible | HMO · Gold | Preferred | Accepting new patients |
| Connect Gold SoAZ CMS Standard | HMO · Gold | Preferred | Accepting new patients |
| Connect Silver 4000 Indiv Med Deductible | HMO · Silver | Preferred | Accepting new patients |
| Connect Silver 6100 Indiv Med Deductible | HMO · Silver | Preferred | Accepting new patients |
| Connect Silver CMS Standard | HMO · Silver | Preferred | Accepting new patients |
| Connect Silver SoAZ 4000 Indiv Med Deductible | HMO · Silver | Preferred | Accepting new patients |
| Connect Silver SoAZ 6200 Indiv Med Deductible | HMO · Silver | Preferred | Accepting new patients |
| Connect Silver SoAZ CMS Standard | HMO · Silver | Preferred | Accepting new patients |
Oscar Health Plan, Inc.
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 17 plans from Oscar Health Plan, Inc.
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Bronze Classic Standard | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Elite + PCP Saver Plus | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Simple | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Bronze Simple Chronic Care CKM | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Buena Salud Bronce Simple Para Diabetes | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Gold Classic | HMO · Gold | Preferred | Accepting new patients |
| Gold Classic Standard | HMO · Gold | Preferred | Accepting new patients |
| Gold Simple | HMO · Gold | Preferred | Accepting new patients |
| Gold Simple Diabetes | HMO · Gold | Preferred | Accepting new patients |
| Silver Classic Standard | HMO · Silver | Preferred | Accepting new patients |
| Silver Elite Saver Plus | HMO · Silver | Preferred | Accepting new patients |
| Silver Simple Chronic Care CKM | HMO · Silver | Preferred | Accepting new patients |
| Silver Simple Diabetes | HMO · Silver | Preferred | Accepting new patients |
| Silver Simple PCP Saver | HMO · Silver | Preferred | Accepting new patients |
| Silver Simple Specialist Saver with COPD | HMO · Silver | Preferred | Accepting new patients |
| Silver Simple Women's Health with Menopause Benefits | HMO · Silver | Preferred | Accepting new patients |
UnitedHealthcare
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 14 plans from UnitedHealthcare
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) | HMO · Expanded Bronze | Non Preferred | Accepting new patients |
| UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) | HMO · Expanded Bronze | Non Preferred | Accepting new patients |
| UHC Bronze Essential ($0 Virtual Urgent Care) | HMO · Bronze | Non Preferred | Accepting new patients |
| UHC Bronze Standard | HMO · Expanded Bronze | Non Preferred | Accepting new patients |
| UHC Bronze Standard+ (Dental + Vision) | HMO · Expanded Bronze | Non Preferred | Accepting new patients |
| UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx) | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision) | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Gold Standard | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Silver Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Silver Standard | HMO · Silver | Non Preferred | Accepting new patients |
This covers ACA Marketplace plans only, as reported by each insurer. It does not include employer, Medicare Advantage, or state-run exchange plans, and a plan missing from this list does not mean Karen J. Todd is out of network. Insurer directories can be out of date, so always confirm with the insurer and the office before your visit.
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Questions & Answers
What conditions does Karen J. Todd treat?
Karen J. Todd provides treatment for Anger Management, Career Counseling, Dialectical Behavior Therapy (DBT), Gender Identity, Obsessive Compulsive Disorder (OCD), Stress. For the full list see this list.
Does Karen J. Todd accept insurance?
Karen J. Todd is listed in-network for 47 ACA Marketplace (Obamacare/HealthCare.gov) plans from Cigna HealthCare of Arizona, Inc, Oscar Health Plan, Inc., UnitedHealthcare. See the Marketplace plans section for details.
Where can you meet with Karen J. Todd?
Karen J. Todd's office is located at 1106 West Culver Street in Phoenix, AZ 85007.